Oriana Financial Group of Canada Ltd.

Oriana News

Bank of Canada raises rates as Poloz’s tale of recovery from Great Recession finally starts coming true

Bank of Canada raises rates as Poloz’s tale of recovery from Great Recession finally starts coming true

Read More

Private lending becomes new normal

We work with a number of private lenders in order to provide you with as many mortgage solutions as possible!

Read More
Mortgage Rates 101

Mortgage Rates 101

Quite often I am asked, "What are the current mortgage rates"? With the mortgage market today, this is not an easy question to answer anymore.

Read More
Oriana Financial was named as one of Canada's Top Independent Brokerage!

Oriana Financial was named as one of Canada's Top Independent Brokerage!

Oriana Financial was named as one of Canada's Top Independent Brokerage!

Read More

10 Ways To Refresh Your House For Spring

Add these tasks to your spring cleaning list to make sure the exterior of your home is in full bloom for warmer weather.

Read More

Could you pass the mortgage stress test? Here’s how to find out

As of Jan. 1, Canadians getting, renewing or refinancing a mortgage might have to undergo a stress test, proving that they would be financially OK even if interest rates were to rise substantially above their actual mortgage rate.

Read More

As Mortgage Market Tightens, Private Lending Is a Growing Opportunity

Mortgage Broker News ~ September 27th, 2017Canada’s housing market is red hot, but securing a suitable mortgage is becoming harder than ever before. Stricter lending requirements, new government controls and rising home values have made it more difficult for individuals and families to qualify for a loan. Although these new measures are intended to keep unqualified buyers from obtaining a mortgage, they are also impacting sound borrowers who may not have the equity or employment history ...

Read More

What you need to know about the Equifax data breach

Associated Press ~ September 9th, 2017Equifax, one of the three main credit reporting companies, said this week that a major data breach exposed Social Security numbers and other important information of millions of people.The breach affected about 143 million in the United States, as well as some people in Canada and the United Kingdom, but Equifax didn't provide a number. Hackers had access to the data between May and July, Equifax said. The company discovered the hack on July 29 and publicly ...

Read More

Bank of Canada hikes rate. What does it mean for your mortgage?

The Bank of Canada has increased its benchmark interest rate for the second time this year, a sign that the economy is improving enough to allow borrowing costs to rise from historic lows reached in the aftermath of the global financial crisis. The overnight lending rate was raised to 1 per cent from 0.75 per cent. When the Bank of Canada changes its benchmark rate, the move ripples through to other interest rates, including those of mortgages. With that in mind, here is a guide to how the ...

Read More

The best-read personal finance stories of 2015

Too much tightening?Mortgage Broker News ~ July 26th, 2017One big bank is sounding the alarm about recent and future mortgage policies.“Let’s be clear. A soft landing that eases Ontario and BC house prices and mortgage growth would be welcome news for macroeconomic stability,” CIBC Chief Economist Avery Shenfeld said in his latest report. “But nobody can be too sure of what kind of landing we’re now in. Better to carefully phase in further changes in rates and ...

Read More

CURRENT RATES

CURRENT RATES
Term Our Rate Bank Rate
2 YEAR 3.29% 3.59%
3 YEAR 3.49% 4.15%
4 YEAR 3.59% 4.89%
5 YEAR 3.34%*** 5.34%
5 YEAR variable 2.45%* %
03 Jul 2018


*Special conditions apply. Interest rates are provided for information purposes only and are subject to change without notice.

Contact Me Today!