Oriana Financial Group of Canada Ltd.

First Time Home Buyers


Buying your first home is a big financial decision and can be an overwhelming process, but with the right Mortgage Broker it can be easier for you!

These are some steps you can expect:

  • First, you will want to start the process by getting pre-approved for your home financing. Once that is out of the way you can start the exciting search for your new home
  • After you find that home you’ve been searching for, it’s time to make your offer that lays out the terms and conditions between the buyer and the seller.
  • After your offer has been accepted it is time to customize your mortgage and get it approved. A mortgage is a loan to purchase a property that uses the property as security to guarantee repayment of the loan.
  • Before you can move in your new home, you will have to meet with your lawyer.
  • Finally, the last step is the best one! You can move into your new home

You won’t be taking the steps listed above alone. You will have a whole mortgage team working with you. These are some people you can expect on your team:

  • Mortgage Broker
  • Real Estate Agent
  • Home Inspector / Appraiser
  • Insurance Agent
  • Lawyer

 

Special Products

Our Brokers are trained and experienced to help those with unique circumstances. We can help with the following:

-          Self employed

-          Spousal Separation

-          Purchase and refinance plus improvements

-          Bruised credit

 

If you find yourself in one of these situations contact us to discuss!

 

CURRENT RATES

CURRENT RATES
Term Our Rate Bank Rate
2 YEAR 3.69% 3.74%
3 YEAR 3.39%* 3.89%
4 YEAR 3.64% 3.94%
5 YEAR 3.64%* 5.59%
5 YEAR variable 2.90%* %
19 Nov 2018


*Special conditions apply. Interest rates are provided for information purposes only and are subject to change without notice.

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